Effective Date: 7/11/25

Welcome to Ivarus Investing LLC. By accessing or using our website, course materials, coaching services, or any related content (collectively referred to as the “Services”), you agree to be bound by the following Terms of Service. Please read them carefully.

1. Educational Purpose Only

Ivarus Investing LLC provides financial education and training for informational and educational purposes only. We are not a registered investment advisor, and nothing on this site or in our programs constitutes financial, investment, or legal advice. You are solely responsible for any decisions you make based on the material provided.

2. No Guarantees of Results

While our content is designed to help you think more strategically about investing, we do not guarantee any specific financial outcomes, results, or returns. Your results will depend on many factors, including your personal effort, skill, experience, and market conditions beyond our control. Ivarus Investing LLC has not conducted formal studies on typical client outcomes. Our course and coaching are intended to support your decision-making - not replace it.

3. Payments and Access

Access to the program requires a one-time, upfront payment. Your payment may cover a defined multi-month offer or bundle, which may include additional access, bonuses, or coaching time at no extra cost. The exact offer details will be clearly communicated at the time of purchase. Course content is yours to keep for life. Continued access to live coaching calls beyond the included period may require an ongoing subscription or additional payment. Coaching access may be revoked if those payments are not maintained.

4. No Refund Policy

All sales are final. We do not offer refunds under any circumstances. Please review all program details before purchasing. If you have questions, reach out before enrolling.

5. User Conduct and Restrictions

By using our Services, you agree to the following:

You will not resell, distribute, or publicly share any course material, login credentials, recordings, or coaching resources.

You will not engage in behavior that disrupts the community or coaching environment.

You are responsible for maintaining the confidentiality of your account.

Violations may result in immediate removal from the program without notice or refund.

6. Intellectual Property

All content, materials, videos, frameworks, and tools provided through Ivarus Investing LLC are the intellectual property of the company. Unauthorized use or duplication is prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, Ivarus Investing LLC - including its owner, affiliates, and any independent contractors - shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of the Services. This includes, but is not limited to, any loss of profits, investment losses, trading losses, or other financial damages. By using these Services, you acknowledge that all decisions and investments are made at your own risk, and that no financial results are promised or guaranteed.

8. Changes to Terms

We reserve the right to update or modify these Terms at any time. Continued use of the Services after changes constitutes your acceptance of the new Terms.

9. Governing Law

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.

10. Contact Us

For questions about these Terms, please contact:

Ivarus Investing LLC

[email protected]